MAINE MEDIA FEDERAL CREDIT UNION PRIVACY POLICY STATEMENT TO MEMBERS

Maine Media Federal Credit Union is committed to making available financial products and services that will enable our members to meet their financial needs and reach their financial goals. Protecting personal information and using it in a manner consistent with your expectations is a high priority for everyone associated with this credit union.

As a member of MMFCU, you also have a responsibility to safeguard your financial information.

To ensure that you can rely upon the quality of products and services we make available, our credit union stands behind the following privacy policy:

· Maine Media Federal Credit Union will collect only the personal information that is necessary to conduct our business. That means just what is necessary to provide competitive financial products and services - no more.

· Maine Media Federal Credit Union will protect your personal information. Our credit union will maintain strong security controls to ensure that member information in our files and computers is protected. Where appropriate, we will use security-coding techniques to protect against unauthorized access to personal records, ensure accuracy and integrity of communications and transactions, and protect member confidentiality.

· You will always have access to your information. As a member of Maine Media Federal Credit Union, you will always have the opportunity to review your information and make necessary changes to ensure that our records are complete and accurate.

· Maine Media Federal Credit Union will only share information when absolutely necessary. We will only share information to administer the products and services we provide, when required to do so by the government, or when we partner with other businesses to offer a broader array of products and services.

· Maine Media Federal Credit Union will partner only with businesses that follow strict confidentiality requirements. The businesses we select will offer products designed to enhance our members' economic well being. Under no circumstances will we authorize these firms to charge your account without your express consent, and we will not provide member information to telemarketing firms.

· Maine Media Federal Credit Union will offer you a choice in how your information is used. Any member of our credit union may elect to keep information from being shared with our business partners. We will inform you on how to exercise your choice, and we will take all reasonable steps to make sure your requests are followed. At least once a year, we will remind all members of your right to choose. We ask you, the members, to share this policy with other individuals with whom you share an account relationship with so that they can each be aware of our policy and their options under the policy. Non-member co-applicants on member loans are also informed of this policy. The credit union will provide this privacy policy plus a privacy disclosure to current members in their March 31, 2001 statements, and to new members on an on-going basis.